Leading the way on the corporate side of stored-value cards are payroll cards. Boston-based financial researcher and consultancy Celent Communications predicts that more than 26% of U.S. employees who do not have bank accounts will be paid with payroll cards by 2006. The Celent projections show that about 3.8 million payroll cards will be issued by then.

This innovative payroll solution is specifically designed for the 25 million employees in the U.S. who do not have a checking or savings account and the growing number of 141 million American workers who prefer to access their earnings via a payroll debit card.

The DreamCard is a MasterCard^TM or Maestro^TM stored value paycard that allows your representatives to get instant access to their commissions. This cutting-edge technology saves your company money by eliminating check printing and mailing and by reducing payroll costs and commission inquiries. Our DreamCard solution alleviates your headaches by providing each of your representatives their own DreamCard account!

	Operational Cost Savings:
	Reduced check handling costs Reduced check fraud & stop payment costs Reduced lost check replacement costs

	Productivity Benefits:
	Reduce time lost to employees leaving work to cash checks Reduce manager/supervisor time spent on check distribution Simplifies purchases of your company’s products and services Maximizes sales and growth through bonus and incentive program

	Convenience:
	Gives your representatives instant, worldwide access to commissions 24/7 Is globally accepted at over 19 million locations Provides online access for account information The ability to transfer funds to/from U.S. checking and savings accounts Integrated IVR and 24 x 7 live customer service center Avoid paying check-cashing fees

You can use our standard DreamCard Commission / Payroll Cards for your business, or you can design your own custom branded card to help market your business.

	Mini-Billboard: Company or product logo on massive number of cards
	Gives representatives extra excitement about products or opportunity
	Gives representative an easier method to start conversations with others about company

We live in an age where convenience is what representatives are looking for. Stored Value cards are a way you can deliver what your representatives are demanding. Your representatives get paid quickly, have a great marketing tool to generate interest in the products they sell, and they’ll see how much you, as a company, value them every time they use their card.

Order your stored value MasterCard^TM or Mastero^TM Card today. For more detailed information, please contact our sales team to setup an informative call.

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